Direction summary: best rate in current results — LuckyChange. Maximum trust — mrmoney: highest TrustScore among exchangers in this direction.

Data updated: 08/09/2026, 16:14

Exchange Stellar (XLM) to USDC ERC20 (USDC)

Found 14 crypto exchangers

Found 14 crypto exchangersExchanger evaluation methodology · Positions are not for sale

Best rate

0.192013 1 XLM ≈0.1920 USDC

LuckyChange TrustScore 70

Available:20.0m USDCERC20

Deal limit:104.3k ~ 15.6m XLM

0.191871 1 XLM ≈0.1919 USDC

mchanger TrustScore 69

Available:1.1m USDCERC20

Deal limit:6k ~ 180.9k XLM

0.191104 1 XLM ≈0.1911 USDC

x-pay TrustScore 72

Available:2.1m USDCERC20

Deal limit:7.8k ~ 2.6m XLM

0.190807 1 XLM ≈0.1908 USDC

barskiydvorobmen.com TrustScore 66

Available:10.1m USDCERC20

Deal limit:1.3k ~ 2.6m XLM

Maximum trust

0.189916 1 XLM ≈0.1899 USDC

mrmoney TrustScore 78

Available:5.3m USDCERC20

Deal limit:737 ~ 52.7k XLM

0.189257 1 XLM ≈0.1893 USDC

coinshop24 TrustScore 72

Available:172.2k USDCERC20

Deal limit:604 ~ 9.1m XLM

0.189099 1 XLM ≈0.1891 USDC

monetkins TrustScore 69

Available:120.4k USDCERC20

Deal limit:604 ~ 301.8k XLM

0.187870 1 XLM ≈0.1879 USDC

ex-money TrustScore 69

Available:20.0m USDCERC20

Deal limit:129 ~ 596.0m XLM

0.187768 1 XLM ≈0.1878 USDC

obmen-money TrustScore 68

Available:684.5k USDCERC20

Deal limit:8k ~ 798.9k XLM

0.190561 1 XLM ≈0.1906 USDC

ff.io TrustScore 47

Available:2.8m USDCERC20

Deal limit:52 ~ 180.4k XLM

0.186015 1 XLM ≈0.1860 USDC

easyswap TrustScore 65

Available:708.5k USDCERC20

Deal limit:902 ~ 300.9k XLM

0.185343 1 XLM ≈0.1853 USDC

baksmany TrustScore 63

Available:1.2m USDCERC20

Deal limit:905 ~ 1.8m XLM

0.183124 1 XLM ≈0.1831 USDC

prostovcash TrustScore 69

Available:10.0m USDCERC20

Deal limit:259 ~ 597.0m XLM

0.182285 1 XLM ≈0.1823 USDC

metka TrustScore 68

Available:1.0m USDCERC20

Deal limit:274 ~ 100k XLM

You Receive	Exchange	Deal Limit
Best rate X 0.192013 1 XLM ≈0.1920 USDC LuckyChange TrustScore 70	Deal limit:104.3k ~ 15.6m XLM	Available: 20.0m USDCERC20	LuckyChange TrustScore 70	104.3k ~ 15.6m XLM	Available: 20.0m USDCERC20
X 0.191871 1 XLM ≈0.1919 USDC mchanger TrustScore 69	Deal limit:6k ~ 180.9k XLM	Available: 1.1m USDCERC20	mchanger TrustScore 69	6k ~ 180.9k XLM	Available: 1.1m USDCERC20
X 0.191104 1 XLM ≈0.1911 USDC x-pay TrustScore 72	Deal limit:7.8k ~ 2.6m XLM	Available: 2.1m USDCERC20	x-pay TrustScore 72	7.8k ~ 2.6m XLM	Available: 2.1m USDCERC20
X 0.190807 1 XLM ≈0.1908 USDC barskiydvorobmen.com TrustScore 66	Deal limit:1.3k ~ 2.6m XLM	Available: 10.1m USDCERC20	barskiydvorobmen.com TrustScore 66	1.3k ~ 2.6m XLM	Available: 10.1m USDCERC20
Maximum trust X 0.189916 1 XLM ≈0.1899 USDC mrmoney TrustScore 78	Deal limit:737 ~ 52.7k XLM	Available: 5.3m USDCERC20	mrmoney TrustScore 78	737 ~ 52.7k XLM	Available: 5.3m USDCERC20
X 0.189257 1 XLM ≈0.1893 USDC coinshop24 TrustScore 72	Deal limit:604 ~ 9.1m XLM	Available: 172.2k USDCERC20	coinshop24 TrustScore 72	604 ~ 9.1m XLM	Available: 172.2k USDCERC20
X 0.189099 1 XLM ≈0.1891 USDC monetkins TrustScore 69	Deal limit:604 ~ 301.8k XLM	Available: 120.4k USDCERC20	monetkins TrustScore 69	604 ~ 301.8k XLM	Available: 120.4k USDCERC20
1We don't sell ranking positions 2Compare exchangers by rate, speed and trust
X 0.187870 1 XLM ≈0.1879 USDC ex-money TrustScore 69	Deal limit:129 ~ 596.0m XLM	Available: 20.0m USDCERC20	ex-money TrustScore 69	129 ~ 596.0m XLM	Available: 20.0m USDCERC20
X 0.187768 1 XLM ≈0.1878 USDC obmen-money TrustScore 68	Deal limit:8k ~ 798.9k XLM	Available: 684.5k USDCERC20	obmen-money TrustScore 68	8k ~ 798.9k XLM	Available: 684.5k USDCERC20
X 0.190561 1 XLM ≈0.1906 USDC ff.io TrustScore 47	Deal limit:52 ~ 180.4k XLM	Available: 2.8m USDCERC20	ff.io TrustScore 47	52 ~ 180.4k XLM	Available: 2.8m USDCERC20
X 0.186015 1 XLM ≈0.1860 USDC easyswap TrustScore 65	Deal limit:902 ~ 300.9k XLM	Available: 708.5k USDCERC20	easyswap TrustScore 65	902 ~ 300.9k XLM	Available: 708.5k USDCERC20
X 0.185343 1 XLM ≈0.1853 USDC baksmany TrustScore 63	Deal limit:905 ~ 1.8m XLM	Available: 1.2m USDCERC20	baksmany TrustScore 63	905 ~ 1.8m XLM	Available: 1.2m USDCERC20
X 0.183124 1 XLM ≈0.1831 USDC prostovcash TrustScore 69	Deal limit:259 ~ 597.0m XLM	Available: 10.0m USDCERC20	prostovcash TrustScore 69	259 ~ 597.0m XLM	Available: 10.0m USDCERC20
X 0.182285 1 XLM ≈0.1823 USDC metka TrustScore 68	Deal limit:274 ~ 100k XLM	Available: 1.0m USDCERC20	metka TrustScore 68	274 ~ 100k XLM	Available: 1.0m USDCERC20

Exchange rate comparison Stellar (XLM) to USDC ERC20 (USDC) (USDCERC20)

14 exchangers

Best rate Stellar (XLM) to USDC ERC20 (USDC): 0.1920 USDCERC20 at LuckyChange · median: 0.1892 USDCERC20 across 14 exchangers · updated 8 сентября 2026 г.

0.1920

0.1919

-0.1%

0.1911

-0.5%

0.1908

-0.6%

0.1906

-0.8%

0.1899

-1.1%

0.1893

-1.4%

0.1891

-1.5%

0.1879

-2.2%

0.1878

-2.2%

0.1860

-3.1%

0.1853

-3.5%

0.1831

-4.6%

0.1823

-5.1%

Spread:5.3% Median:0.1892

0.1823

0.1920

metka

Worst rate

Rate spread: 5.3% across all exchangers

LuckyChange

Best rate

See what else people exchange to USDC ERC20 (USDC)

Cash USD → USDC ERC20 (USDC)

Best rate

0.986639 1 CASH ≈0.9866 USDC

ex-money TrustScore 69

Available:20.0m USDCERC20

Deal limit:10.1k ~ 100000000.0m CASHUSD

Maximum trust

0.974614 1 CASH ≈0.9746 USDC

PAYEX24 TrustScore 77

Available:6.0m USDCERC20

Deal limit:500 ~ 500k CASHUSD

0.972261 1 CASH ≈0.9723 USDC

prostovcash TrustScore 69

Available:10.0m USDCERC20

Deal limit:10k ~ 1.0m CASHUSD

You Receive	Exchange	Deal Limit
Best rate C 0.986639 1 CASH ≈0.9866 USDC ex-money TrustScore 69	Deal limit:10.1k ~ 100000000.0m CASHUSD	Available: 20.0m USDCERC20	ex-money TrustScore 69	10.1k ~ 100000000.0m CASHUSD	Available: 20.0m USDCERC20
Maximum trust C 0.974614 1 CASH ≈0.9746 USDC PAYEX24 TrustScore 77	Deal limit:500 ~ 500k CASHUSD	Available: 6.0m USDCERC20	PAYEX24 TrustScore 77	500 ~ 500k CASHUSD	Available: 6.0m USDCERC20
C 0.972261 1 CASH ≈0.9723 USDC prostovcash TrustScore 69	Deal limit:10k ~ 1.0m CASHUSD	Available: 10.0m USDCERC20	prostovcash TrustScore 69	10k ~ 1.0m CASHUSD	Available: 10.0m USDCERC20

See what else people exchange to Stellar (XLM)

Tether TRC20 (USDT) → Stellar (XLM)

5.17 1 USDT ≈5.17 XLM

LuckyChange TrustScore 70

Available:5.0m XLM

Deal limit:20k ~ 3.0m USDTTRC20

Best rate

5.19 1 USDT ≈5.19 XLM

barskiydvorobmen.com TrustScore 66

Available:10.0m XLM

Deal limit:2k ~ 30k USDTTRC20

5.16 1 USDT ≈5.16 XLM

x-pay TrustScore 72

Available:231.9k XLM

Deal limit:2k ~ 44.9k USDTTRC20

You Receive	Exchange	Deal Limit
U 5.17 1 USDT ≈5.17 XLM LuckyChange TrustScore 70	Deal limit:20k ~ 3.0m USDTTRC20	Available: 5.0m XLM	LuckyChange TrustScore 70	20k ~ 3.0m USDTTRC20	Available: 5.0m XLM
Best rate U 5.19 1 USDT ≈5.19 XLM barskiydvorobmen.com TrustScore 66	Deal limit:2k ~ 30k USDTTRC20	Available: 10.0m XLM	barskiydvorobmen.com TrustScore 66	2k ~ 30k USDTTRC20	Available: 10.0m XLM
U 5.16 1 USDT ≈5.16 XLM x-pay TrustScore 72	Deal limit:2k ~ 44.9k USDTTRC20	Available: 231.9k XLM	x-pay TrustScore 72	2k ~ 44.9k USDTTRC20	Available: 231.9k XLM

Useful information about exchanging Stellar (XLM) to USDC ERC20 (USDC)

What happens if the transaction is flagged by AML checks?

If an automated AML screening assigns a high-risk score to your transaction, the exchanger may pause the order and request supporting documentation — such as proof of funds, a wallet address history, or an explanation of the transaction's origin. In cases where the risk cannot be resolved, funds may be held for a compliance review period or returned to the sending address, minus any applicable network fees. To minimise the chances of an AML flag, send only from personal wallets with a clean on-chain history, and avoid addresses linked to mixers, darknet markets, or sanctioned entities.

Can an exchanger request KYC when exchanging Stellar to USDCoin ERC20?

Yes, this is possible. Most exchangers listed on Nadoswap operate without identity verification for smaller amounts; however, for larger transactions or where required by the exchanger's home jurisdiction, a KYC check may be triggered. This typically involves uploading a government-issued ID and, in some cases, a selfie for liveness verification. If avoiding KYC is important to you, look for exchangers that explicitly list "no verification" in their conditions — this detail is visible on each exchanger's listing before you commit to an order.

Is the Stellar to USDCoin ERC20 rate fixed after I create an exchange order?

It depends on the rate type offered by the exchanger. With a fixed rate, the amount of USDCoin ERC20 shown at checkout is locked in — you'll receive exactly that figure regardless of market movement during processing. With a floating rate, the final amount is calculated when your Stellar actually arrives at the exchanger's wallet, so the payout may differ slightly from the initial quote. Always check which rate type applies before confirming — this information is displayed clearly alongside the exchange terms.

How do I exchange Stellar to USDCoin ERC20?

Swapping Stellar for USDCoin ERC20 on Nadoswap takes just a few steps. Enter the amount you want to send — the aggregator instantly scans all connected exchangers and surfaces the best available rate. Pick the offer that works for you, provide your USDCoin ERC20 receiving details, and follow the on-screen instructions for your chosen service. The entire process typically completes in 5 to 30 minutes, though exact timing depends on network conditions and the specific exchanger's processing speed.