Exchange Wise USD to USDC

2 exchangers27 October at 15:50 Rating methodology

Direction summary: Both the best rate and the highest TrustScore belong to Coins Black: 0.93196645 USDC per 1 WISEUSD at TrustScore 81. The direction lists 2 offers in total. Refunds at Coins Black are described for 5 of 6 scenarios. On an AML block at Coins Black, the service decides each case, the recovery procedure is described in the terms. KYC at Coins Black is requested on a risk basis. There are no open disputes at Coins Black.

Max trust

Best rate

Refund: 5/6: Обменник возвращает деньги при неверной сумме/валюте/сети, задержке платежа, техническом сбое обменника, отмене до начала обработки и после AML-проверки. Удерживается до 30%.
AML check: case-by-case: «In certain cases, rather than a refund, an official escalation is made to the competent authorities / financial intelligence / law enforcement agencies.»Translated from the Russian version of the document
KYC: funds frozen on refusal: KYC на основе AML-риска, при подозрении на мошенничество, при оплате картой и по юрисдикции карты — потребуются паспорт / ID, видео с документом и фото карты. При отказе от KYC средства замораживаются.

SourceChecked on: October 27, 2026

Refund: 3/6: Обменник возвращает деньги при неверной сумме/валюте/сети, техническом сбое обменника и после AML-проверки. Удерживается до 10%. Возврат только после прохождения AML.
AML check: case-by-case: «Funds are refunded less a fee of up to 10% of the transaction amount to cover the labor costs of processing the request and arranging the refund.»Translated from the Russian version of the document
KYC: risk-based: KYC проводится на основе AML-риска. Потребуются: паспорт / ID, источник средств (SoF), видео с документом и фото карты.

SourceChecked on: October 27, 2026

Coins Black

TrustScore 81

You will receive

0.931966 USDC

1 WISEUSD ≈ 0.9320 Δ = -3.8%

Min–max amount:252 — 8.1k WISEUSD

About exchanger

Exchanger conditions

Source

Checked on: October 27, 2026

Exchange rate comparison Wise USD to USDC

Data is in sync with the list, updated: 27 October at 15:50

Exchange Wise USD to USDC

Maximum

0.9688 USDC

Median

0.9504 USDC

Spread

4.0%

Difference at 0.01 WISEUSD

up to 0.000369 USDC

Muted — outside the limit for 0.01

ExchangerTrustScore 0.9320 USDCMedian 0.9504 USDC0.9688 USDCRate Loss

Exchanger, TrustScoreRate, Loss

Useful information about exchanging Wise USD to USDC

How to buy USDC via Wise USD?

2 offers to buy USDC via Wise USD. Both the best rate and the highest TrustScore belong to Coins Black: 0.9320 USDC per 1 WISEUSD (TrustScore 81 of 100, the Nadoswap reliability score based on reviews, refunds, KYC/AML and disputes).

What are the limits to buy USDC via Wise USD?

From 253 WISEUSD (≈ 235 USDC) at Coins Black. Maximum per order 20,000 WISEUSD (≈ 19,377 USDC) at EE Crypto.

Does the exchanger require verification?

None of the 2 exchangers has mandatory verification: under the exchanger rules, documents are requested only for suspicious operations. At 1, refusing to provide documents means frozen funds: Coins Black. Without mandatory verification, the best rate is at Coins Black: 0.9320 USDC per 1 WISEUSD.

How long does the transfer take?

1 of 2 process orders automatically, 1 manually. Timing depends on network confirmations and the exchanger. Among automatic ones, the best rate is at EE Crypto: 0.9688 USDC per 1 WISEUSD.

What happens if the payment is blocked by AML?

2 of 2 describe the refund procedure after a block in their rules. Among them, the best rate is at Coins Black: 0.9320 USDC per 1 WISEUSD. At 2 the service decides.

Will I get my money back after a mistake?

A firm refund in 3 or more of 6 situations at 2 exchangers: Coins Black (5 of 6), EE Crypto (3 of 6). Refund fee up to 30% at Coins Black. Among them, the best rate is at Coins Black: 0.9320 USDC per 1 WISEUSD.

Which exchanger is more reliable?

The highest TrustScore is at Coins Black (81), followed by EE Crypto (72). 2 of 2 have no open disputes, 1 have no negative reviews in 30 days. The rate at Coins Black is 0.9320 USDC per 1 WISEUSD. Data updated 27.10.2026 15:50 UTC.

See what else people exchange to USDC

Wise EUR → USDC

Max trust

Best rate

Refund: 5/6: Обменник возвращает деньги при неверной сумме/валюте/сети, задержке платежа, техническом сбое обменника, отмене до начала обработки и после AML-проверки. Удерживается до 30%.
AML check: case-by-case: «In certain cases, rather than a refund, an official escalation is made to the competent authorities / financial intelligence / law enforcement agencies.»Translated from the Russian version of the document
KYC: funds frozen on refusal: KYC на основе AML-риска, при подозрении на мошенничество, при оплате картой и по юрисдикции карты — потребуются паспорт / ID, видео с документом и фото карты. При отказе от KYC средства замораживаются.

SourceChecked on: October 27, 2026

Refund: 3/6: Обменник возвращает деньги при неверной сумме/валюте/сети, техническом сбое обменника и после AML-проверки. Удерживается до 10%. Возврат только после прохождения AML.
AML check: case-by-case: «Funds are refunded less a fee of up to 10% of the transaction amount to cover the labor costs of processing the request and arranging the refund.»Translated from the Russian version of the document
KYC: risk-based: KYC проводится на основе AML-риска. Потребуются: паспорт / ID, источник средств (SoF), видео с документом и фото карты.

SourceChecked on: October 27, 2026

See what else people exchange to Wise USD

Tether TRC20 (USDT) → Wise USD

Best rate

Refund: 2/6: Обменник возвращает деньги при отмене до начала обработки и после AML-проверки. Удерживается до 5%.
AML check: case-by-case: «If the User refuses to undergo AML/KYC verification, the funds shall be refunded within 10 days — provided that the User has not violated this Agreement or applicable law.»Translated from the Russian version of the document
KYC: risk-based: KYC на основе AML-риска и при подозрении на мошенничество — потребуется паспорт / ID, селфи с документом и источник средств (SoF). Срок проверки до 3 дней. При AML-проверке можно отказаться от верификации и всё равно получить возврат.

SourceChecked on: October 27, 2026

Refund: 3/6: Обменник возвращает деньги при техническом сбое обменника, отмене до начала обработки и после AML-проверки. По остальным случаям (при неверной сумме/валюте/сети и задержке платежа) — на усмотрение сервиса. Удерживается до 5%.
AML check: case-by-case: «Refuse a refund in the event of a violation of the service rules or suspicion of fraud.»Translated from the Russian version of the document
KYC: risk-based: KYC на основе AML-риска — потребуется паспорт / ID, селфи с документом, источник средств (SoF) и подтверждение адреса. Срок проверки до 10 дней. При отказе — передача регулятору.

SourceChecked on: October 27, 2026

Refund: 5/6: Обменник возвращает деньги при неверной сумме/валюте/сети, задержке платежа, техническом сбое обменника, отмене до начала обработки и после AML-проверки. Удерживается до 5%.
AML check: case-by-case: «If, based on the results of an automated check, the aggregate risk level exceeds 55% and is linked to the high-risk sources specified in clause 4.5 of this agreement, the transaction may be temporarily suspended for an additional review, which may include KYC verification and a decision on returning the funds to the user less the network fee.»Translated from the Russian version of the document
KYC: funds frozen on refusal: KYC на основе AML-риска, при подозрении на мошенничество, при превышении суммы, при повторных переводах — потребуется паспорт / ID, источник средств (SoF). При отказе от KYC средства замораживаются.

SourceChecked on: October 27, 2026