Exchange Bank card MDL to VTB RUB

2 exchangers26 October at 03:33 Rating methodology

Direction summary: The best rate is at ATM24: 4.371487 TBRUB per 1 CARDMDL at TrustScore 0. TrustScore 81 at Coins Black is higher, but its rate is 0% lower. The direction lists 2 offers in total. Refunds at Coins Black are described for 5 of 6 scenarios, at ATM24 for 0 of 6. On an AML block at Coins Black, the service decides each case, the recovery procedure is described in the terms. On an AML block at ATM24, funds are frozen until review, the recovery procedure is not described in the terms. KYC at Coins Black is requested on a risk basis, at ATM24 it is requested on a risk basis. There are no open disputes at ATM24, there are no open disputes at Coins Black.

Max trust

Refund: 5/6: Обменник возвращает деньги при неверной сумме/валюте/сети, задержке платежа, техническом сбое обменника, отмене до начала обработки и после AML-проверки. Удерживается до 30%.
AML check: case-by-case: «In certain cases, rather than a refund, an official escalation is made to the competent authorities / financial intelligence / law enforcement agencies.»Translated from the Russian version of the document
KYC: funds frozen on refusal: KYC на основе AML-риска, при подозрении на мошенничество, при оплате картой и по юрисдикции карты — потребуются паспорт / ID, видео с документом и фото карты. При отказе от KYC средства замораживаются.

SourceChecked on: October 26, 2026

Best rate

Refund: 0/6: Обменник может вернуть деньги при изменении курса, но решает сам в каждом случае.
AML check: frozen: «In certain cases, funds may be temporarily frozen until the verification is completed.»Translated from the Russian version of the document

SourceChecked on: October 26, 2026

Coins Black

TrustScore 81

You will receive

4.37 TBRUB

1 CARDMDL ≈ 4.37

Min–max amount:4.5k — 145.5k CARDMDL

About exchanger

Exchanger conditions

Source

Checked on: October 26, 2026

Exchange rate comparison Bank card MDL to VTB RUB

Data is in sync with the list, updated: 26 October at 03:33

Exchange Bank card MDL to VTB RUB

Maximum

4.3715 TBRUB

Median

4.3715 TBRUB

Spread

0.0%

Difference at 0.01 CARDMDL

up to 0.000000 TBRUB

Muted — outside the limit for 0.01

ExchangerTrustScore 4.3714 TBRUBMedian 4.3715 TBRUB4.3715 TBRUBRate Loss

Exchanger, TrustScoreRate, Loss

Useful information about exchanging Bank card MDL to VTB RUB

How to exchange Bank card MDL to VTB RUB?

2 offers to exchange Bank card MDL to VTB RUB. The best rate is at ATM24: 4.37 RUB per 1 CARDMDL (TrustScore: no data); the highest TrustScore is at Coins Black (81). All 2 process orders manually.

Is verification required to exchange Bank card MDL to VTB RUB?

None of the 2 exchangers has mandatory verification: under the exchanger rules, documents are requested only for suspicious operations. At 1, refusing to provide documents means frozen funds: Coins Black. Without mandatory verification, the best rate is at ATM24: 4.37 RUB per 1 CARDMDL.

What are the minimum and maximum amounts for Bank card MDL to VTB RUB?

From 4,547 CARDMDL (≈ 19,879 RUB) at Coins Black. Maximum per order 170,000 CARDMDL (≈ 743,153 RUB) at ATM24.

What happens if the payment is blocked by AML?

1 of 2 describe the refund procedure after a block in their rules. Among them, the best rate is at Coins Black: 4.37 RUB per 1 CARDMDL. At 1 the service decides. At 1 funds are frozen: ATM24.

Will I get my money back after a mistake?

A firm refund in 3 or more of 6 situations at 1 exchanger: Coins Black (5 of 6). Refund fee up to 30% at Coins Black. Among them, the best rate is at Coins Black: 4.37 RUB per 1 CARDMDL.

Which exchanger is more reliable?

The highest TrustScore is at Coins Black (81). 2 of 2 have no open disputes, 2 have no negative reviews in 30 days. The rate at Coins Black is 4.37 RUB per 1 CARDMDL. Data updated 26.10.2026 03:33 UTC.

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Best rate

Refund: 2/6: Обменник возвращает деньги при отмене до начала обработки и после AML-проверки.
AML check: case-by-case: «Cyber.Money has the right to refuse a refund if the refund results in a violation of sanctions restrictions or legal requirements.»Translated from the Russian version of the document
KYC: funds frozen on refusal: KYC на основе AML-риска, при подозрении на мошенничество и по юрисдикции карты — потребуется паспорт / ID, селфи с документом и источник средств (SoF). При отказе от KYC средства замораживаются.

SourceChecked on: October 26, 2026

Refund: 3/6: Обменник возвращает деньги при техническом сбое обменника, отмене до начала обработки и после AML-проверки. По остальным случаям (при неверной сумме/валюте/сети) — на усмотрение сервиса. Удерживается до 90%.
AML check: case-by-case: «If a deposit fails AML verification, it will be cancelled, and the funds will be returned to the sender's original address.»Translated from the Russian version of the document
KYC: risk-based: KYC на основе AML-риска и при подозрении на мошенничество — потребуется паспорт / ID, селфи с документом и источник средств (SoF). При AML-проверке можно отказаться от верификации и всё равно получить возврат.

SourceChecked on: October 26, 2026

Refund: 1/6: Обменник возвращает деньги после AML-проверки. По остальным случаям (при неверной сумме/валюте/сети) — на усмотрение сервиса. Удерживается до 5%.
AML check: case-by-case: «After full verification has been successfully completed, the exchange may be suspended and the funds returned to the sender's address, subject to the deduction of a fee of up to 5 % of the blocked amount, but no more than the equivalent of $100.»Translated from the Russian version of the document
KYC: risk-based: KYC на основе AML-риска, при подозрении на мошенничество и по юрисдикции карты — потребуются паспорт / ID, селфи с документом, источник средств (SoF) и видео с документом. Срок проверки до 10 дней. При AML-проверке можно отказаться от верификации и всё равно получить возврат.

SourceChecked on: October 26, 2026

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Max trust

Refund: 5/6: Обменник возвращает деньги при неверной сумме/валюте/сети, задержке платежа, техническом сбое обменника, отмене до начала обработки и после AML-проверки. Удерживается до 30%.
AML check: case-by-case: «In certain cases, rather than a refund, an official escalation is made to the competent authorities / financial intelligence / law enforcement agencies.»Translated from the Russian version of the document
KYC: funds frozen on refusal: KYC на основе AML-риска, при подозрении на мошенничество, при оплате картой и по юрисдикции карты — потребуются паспорт / ID, видео с документом и фото карты. При отказе от KYC средства замораживаются.

SourceChecked on: October 26, 2026

Best rate

Refund: 4/6: Обменник возвращает деньги при неверной сумме/валюте/сети, задержке платежа, техническом сбое обменника и после AML-проверки. По остальным случаям (при изменении курса) — на усмотрение сервиса. Удерживается до 5%.
AML check: case-by-case
KYC: risk-based: KYC на основе AML-риска или при подозрении на мошенничество — потребуются паспорт / ID, видео с документом и источник средств (SoF). Срок проверки — до 42 дней.

SourceChecked on: October 26, 2026

Refund: 2/6: Обменник возвращает деньги при отмене до начала обработки и после AML-проверки. Удерживается до 5%.
AML check: case-by-case: «If the User refuses to undergo AML/KYC verification, the funds shall be refunded within 10 days — provided that the User has not violated this Agreement or applicable law.»Translated from the Russian version of the document
KYC: risk-based: KYC на основе AML-риска и при подозрении на мошенничество — потребуется паспорт / ID, селфи с документом и источник средств (SoF). Срок проверки до 3 дней. При AML-проверке можно отказаться от верификации и всё равно получить возврат.

SourceChecked on: October 26, 2026